Allgemeinen Orts Krankenkassen, the most widespread Organisation with 15 regional branches having altogether nearly 24 million members. AOK has a special service for students. You can find accessible office locations, directly on-site in many universities and college towns. The AOK Studenten-Service gives you competent, detailed advice when you need it. As Germany’s largest health insurance organisation the AOK has also the administrative and financial strength to provide excellent medical care at moderate rates.

AOK is a non profit oriented health insurance organisation. As Germany’s largest health insurance organisation we have the administrative and financial strength to provide excellent medical care at moderate rates. Our service is fast, competent and unbureaucratic.

We offer you:

• Affordable premiums
• Free choice among over 130.000 doctors and dentists
• No advance payments thanks to your AOK card
• Individual advice and personal service provided by our student advisers
• Accessible office locations, directly on-site in many university and college towns
• Long opening hours and quick, unbureaucratic help when needed
• Nation-wide telephone hotline at the cost of a local call
• Advice and assistance in all matters relating to social security
• A comprehensive program to promote health and healthy living
• On-going support to help you overcome all hurdles relating to insurance during your studies
• We will arrange for you a smooth transfer from free family insurance to the Student Health Insurance scheme and, if required, subsequent Voluntary Student Insurance.